Sunday 27 June 2010

RESPONIBLE LENDING MY A$%E!!

I think it's safe to say, my finances are pretty screwed at the moment. I am ashamed to say, i have been getting by using those internet payday loans. Last month i borrowed...*nervous cough*..£300. Not so bad, except that i had to pay back £440. ( i admit, the first loan i took out was only £80, and it has been steadily increasing) The problem with this is, by the time i paid this back, paid my bills, i have exactly 0 left. So this morning, i did exactly what i have been doing for..um..well, a while, and as soon as the text came through telling me my loan re-payment had gone through, i set out to borrow another £300. I figured this would pay the remainder of my bills, and allow me to like, eat and stuff. So there i am cockily waiting for the loan to be processed when, " Sorry, we are commited to responsible lending, we can not lend you this amount. However we can offer you £85. Would you like to accept this offer? AAAAAARRRGGHHHH!!! This won't even pay my phone and broadband! This has never happened before! How dare they!!Responsble lending my arse!! Responsible lending would be, not lulling me into a false sense of security for *mumble* months! Responsible lending would be, not leaving me in the shit like this! I mean, how responsible is that huh? HUH? Responsible lending would be, warning me last time i took out a loan. Something along the lines of: " Dear miss carter, please note, that borrowing £300 this month will leave you financially destitute!" If they had warned me that this was going to happen, i PROBABLY would not have borrowed that amount last time! I'm getting married in 5 weeks! *sob* At this rate Ben will have to get his suit from...*choking sob*....a charity shop!! I think i'm going to vomit.

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