Wednesday 21 July 2010

Legal robbery, and a box of mud!

Have you ever tried to get one of these payday loans online? It's the most frustrting, pointless, waste of time, ever! I think i've tried every payday loan company in the uk ( does'nt say much for my credit rating-oops!) I fill in the form, then it just directs me to another company, i fill in that one, and it passess me on again. Is that even supposed to happen, or is there someone there going " oooh, yea, not trusting her with any cash, i'll pass her on to 'whoever'" Grrrr, i've given up now, trouble is my details have been passed around like wildfire, and i am now recieving calls from every finance company in the country! The calls go something like this: operator: Congratulations, you have been approved for a loan of £200!

me: Lovely, when do i get it

operator: you just have to pay a finders fee of £70 then we can transfer you're loan!

What the fuck? Are they serious? If i had £70 in my bank account, i would'nt need a bloody loan now would i? I have received 100's of these calls over the last month. At first, i played along, and dutifully gave them my details, i soon realized that they all wanted money, and before long their obligatory line of "congratulations you have been approved" quickly lost it's lusre! I also got really screwd over by a company called yes loans. they took my details as normal, and i specificaly said to them "don't bother suggesting a guarantor loan for me because i have no one to do it for me (my parentswould chew off their own arms rather than go guarantor on a loan for me, i think they fear me losing their house from under them-as if! pah!) so she did the search, and came up with, you guessed it, one poxy guarantor loan. So through clenched teeth i explained that i told the person before her that would be unsuitable!! So she says "ok miss carter, £70.50 will be debited from you're account in two weeks" WHAT!!! But all you've done is a bloody internet search, and given me one poxy company that's no bloody good anyway!! I haven't had a loan, so why do you want paying? "you were told this at the begginning of the call." she said. Of course i was'nt! I would'nt have been stupid enough to agree to pay £70.50 for a google search i could have done myself! At this point i went mental down the phone, and of course, she hung up! Now i have to close my bank account to stop the bastards robbing me blind. Never again, i swear! Any number i don't recognise on my phone, gets ignored, 90% of my calls are these damn brokers, rubbing their greasy money grabbing, hands together in glee.

So, that is definatley the end of my journey into the world of credit ( i mean it this time mum) I ought to take a leaf out of my fiancee's book, and busy myself with more constructive things. Bless him, he's been working in the garden. This week he decided to build a wooden, sort of plant pot, for our tree, so he built it, dug up the tree and planted it in the box. Unfortunatley, because the roots are no longer in the ground, the tree died, so we've ended up with just a box of mud!
Pretty-huh? hehe, aww, nice try babe!

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